Braemar Property Value Report: July-August 2020 (Carriage Series)

Braemar Property Value Report: July-August 2020 (Carriage Series)

 

It won’t be long before we see a brilliant display of fall foliage and I am looking forward to it.  This summer has been one of the most hectic I have ever experienced as a Bristow Real Estate Agent.  And unfortunately for buyers, I don’t think the fall market is going to ease up the demand or lack of supply.

Right now it is time for another Braemar Property Value Report, featuring sales of Carriage Homes in our neighborhood for the months July and August.  Braemar Carriage homes are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were three Braemar Carriage homes that sold during the months of July and August.  Details of those sales are listed below:

Taking these three sales and combining them with the rolling twelve months of previous Carriage home sales in Braemar, our six and twelve month data points are updated as reflected below:

Starting with the most important column to Braemar Carriage home owners, the sold price column, we see that both the six month average and six month median sold prices are well above the twelve month average and median sold prices.  This means that Braemar Carriage homes are continuing to increase in value.  Not surprising.  Out of the two homes that sold in in July and August, I had two buyers that competed in multiple offer scenarios, making healthy offers, and lost.  That kind of competition is what is driving these values up.

In the seller subsidy column we get to see how much closing cost help sellers are agreeing to give buyers.  The six month average seller subsidy has shrunk by more than half of the twelve month average seller subsidy.  Mean, the six month median seller subsidy has zeroed out compared to the $5,000 twelve month median seller subsidy.  And even looking at the details of the current reporting period’s sales we see that not one Braemar Carriage home seller had to give any seller subsidy.  In those intense multiple offer scenarios, closing cost help is an ask that buyers are learning to forego.

Finally, when it comes to days on market, I am bit surprised to see that the six month average marketing time was two days longer than the twelve month average marketing time.  Clearly not a value in the most recent sales throwing that number off, but good to know that even in the seller’s market we have been experiencing for many months now, you can over price a home or have it presented poorly to the market and linger while others are snatched up immediately.  Meanwhile, the six month median marketing time is half of what it was in the twelve month median.  That is more what I would expect to see.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in less than a week.  You could also expect that you would not have to give anything in seller subsidy.

The next Braemar Property Value Report will be out in November.  Until then, if you are interested in selling your home while values are reaching their peak, give me a call for the most accurate market analysis and top notch marketing that has not slacked at all during these seller conditions.  I understand that the better the first impression, the more money you will make in your home sale.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

Braemar Property Value Report: May-June 2020 (Carriage Series)

Braemar Property Value Report: May-June 2020 (Carriage Series)

The heat wave Bristow is experiencing is brutal.  Temps over one-hundred and high humidity makes for a trying outside experience.  Add a mandatory face mask and take away the community pool and you have a miserable summer experience.  Here’s to better days ahead.  Currently I am enjoying a day off from showing property to my buyer clients.  They are tired of the heat and exhausted from the insane level of competition for any listing worth buying.  It’s simply not sustainable and creating a bubble that has to burst.  First time buyers are struggling to buy homes.

As I enjoy my air conditioned office, allow me to bring you the most recent Braemar Property Value Report.  This one features sales of homes for the months of May and June for the Carriage Series.  Braemar Carriage homes are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were four sales of Braemar Carriage homes during our current reporting period. The details of those sales are listed below.

Taking these four sales and combining them the entire previous twelve months worth of Braemar Carriage home sales, we get updated six and twelve month data points that are pictured below.

Starting in the sold price column, it is no surprise to see both the six month average and six month median sold prices higher than their respective twelve month values.  As stated in the opening remarks of this property value report, our market has insane buyer demand. Values are continuing to increase.  Where’s the peak?  We have to be getting close, but no one knows.  We;ll only know we’ve peaked when we see values falling off.

Next up, the seller subsidy column.  This is where we learn how much closing cost help buyers are getting in their Braemar Carriage home purchases.  Again, it is no surprise to see that the six month average and median seller subsidy values are below their twelve month counterparts.  As you can see in the detailed sales above our data points, some sellers aren’t having to give any seller subsidy.

Finally, days on market shows a bit of a surprise as far as I’m concerned.  Both the six month values show slightly higher marketing times than their respective twelve month values.  Apparently, two of the most recent sales took a bit of time to get under contract.  Two of them were under contract in five days.  The latter is more like it in the current market conditions.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in a little over two weeks, if not sooner.  To be blunt, if your Braemar Carriage home is taking longer than a week to go under contract right now, you are over priced for the condition and/or presentation of your home.  You could also expect to pay an average of about 1% of the sale price in seller subsidy.

The next Braemar Property Value Report will be out in September.  Until then, if you want to take advantage of our record high prices and market demand, give me a call for the most accurate evaluation of your home’s value.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

 

 

Braemar Property Value Report: March-April 2020 (Carriage Series)

Braemar Property Value Report: March-April 2020 (Carriage Series)

Even though shelter-in-place is still in effect and our daily lives are off kilter from what they had been prior to the pandemic, the Braemar real estate market doesn’t seem to be feeling any ill effects.  Today we will look at what is happening with respect to Braemar Carriage home values in this edition of the Braemar Property Value Report.  Of course, if you don’t know what a Braemar Carriage home is, they are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were two Braemar Carriage homes that sold during our current reporting period of March and April 2020.  The details of those sales are listed below:

Taking these two sales and combining them the entire past twelve months of Braemar Carriage home sales, our six and twelve month data points are updated as follows:

Looking first at the sold price column, we see great news in the fact that both the six month average and six month median values are higher than their respective twelve month values.  This means Braemar Carriage homes are continuing to gain value.  And given the most recent sales of some of the smaller Braemar Carriage homes above, we see those are even higher!  I suspect Braemar Carriage homes will continue to increase in value in the near future.

When it comes to seller subsidy (closing cost help from sellers to buyers,) we see that those values have increased in the six month values compared to the twelve month values.  This means that Braemar Carriage home buyers have been asking for, and receiving more closing cost in the more recent past.  However, this trend may reverse based on what we see in the two most recent sales above.  One of those gave no closing cost help at all, the other only gave $5,000.  If that is something we see in future sales, seller subsidy will decrease in the shorter term.

Finally, looking at marketing time, we see very slight increases in both the six month average and median values over their twelve month counterparts.  One of our more recent sales detailed above shows a higher marketing time, however.  Will be interesting to see which way this trend goes in future reports.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in two to three weeks.  You could also expect to pay about 1.5% of the sales price in seller subsidy.

The next Braemar Property Value Report will be out in July.  Until then, know that real estate is considered an essential business in our state.  If the need arises to sell your home during the pandemic, I can help you sell your home safely and for top dollar.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

 

 

Braemar Property Value Report: November-December 2019 (Carriage Series)

Braemar Property Value Report: November-December 2019 (Carriage Series)

Winter was definitely feeling a bit too mild there at the turn of the New Year.  With today’s wintery mix, Mother Nature sends us a reminder of what she can throw our way.  I’ll be staying inside the comfort of my own Braemar home today and sharing with you the latest Braemar Property Value Report for the Carriage Series homes in our neighborhood.  For those unfamiliar, Carriages homes are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were two Braemar Carriage homes that sold during the last two months of 2019, and I am very pleased to have represented the sellers of one of those sales, 13236 Daldownie Court.  That’s the reason that sale is highlighted in pink, in the details of those two sales below.

Taking these two most recent sales and combining with all the Carriage home sales from 2019, we get updated six and twelve month data points that clue us in as to what is happening in our marketplace.

Let’s start by looking at the sold price column.  Here we see that the six month average sold price is slightly lower than the twelve month average sold price.  Meanwhile, the six month median sold price is higher than the twelve month median sold price.  At worst, Braemar Carriage home values are stable, but just the knowledge I have from dealing with the sale of 13236 Daldownie, they seem to be increasing in value.

Next up we see that the seller subsidy figures (closing cost assistance to buyers) is higher in both the six month average and median compared their twelve month counterparts.  This means Braemar buyers have been asking for, and receiving, more closing cost help in recent sales.

Finally, days on market shows mixed data.  The six month average marketing time is five days shorter than the twelve month average marketing time.  Meanwhile, the six month median marketing time is three days longer the twelve month median marketing time.  These aren’t big changes either way, so for now we can call marketing time stable.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in about two weeks time.  (Of course, if you hire me to be your Listing Agent, you may be under contract in a lot less time, judging by the three day marketing time achieved on 13236 Daldownie.)  As for seller subsidy, you could expect to pay about 1.5% of the sales price in closing cost help.

The next Braemar Property Value Report will be out in March and show us how we started 2020.  Until then, if you have been thinking that the 2020 spring market may be the time for you to sell your Braemar Carriage home, don’t wait for Mother Nature’s version of spring.  The Braemar spring real estate market comes to life a lot earlier than the flowers, trees and grass.  Give me a call to find out how to maximize your profit when you sell.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

Just in Time for the Holidays, Another Braemar Carriage Home Sold

Just in Time for the Holidays, Another Braemar Carriage Home Sold

One one month ago today I listed 13236 Daldownie Court, a three bedroom Norwood model Carriage home for $429,000.  It didn’t take long for the buyers in the marketplace to respond.  The sellers had two offers within two days on the market.  Year end demand is not unusual in our Braemar real estate market.

After an uneventful home inspection and appraisal, the only issues left to resolve for the buyers were HOA covenant violations.  Yes, complying with HOA violations is a necessary thing for sellers in any HOA community.  And even though there the sellers didn’t technically violate any covenants, the bookkeeping with the on-site community management is far from the greatest.  These sellers were violated for a retractable awning that the Braemar Community Association said there was no need to apply for, back in the day,  as long as it matched the exterior trim or siding.  The other violation was having flagstone pavers put in by the builder.

What a reasonable person sees as logical, and can prove, is tossed aside by the covenants administrators.  They like applications on file.  So the sellers filled out an application for both and were in compliance.  A grand waste of time, but I did advise the buyer’s agent that the new owner should hold onto the HOA abatement letter stating the items were in compliance.  Heaven knows they will get violated again when it is their turn to sell.

Today, December 6th (2019) this Braemar Carriage home sold for $430,000.  The buyers were fortunate to get some closing cost help, but less than half of what they had requested.  That’s what happens when lack of inventory puts buyers in competitive situations.  Closing cost help requests are negotiated down, or aren’t even made.

If you have been considering the sale of your Braemar home, don’t think there is only one season that will bear out a favorable sales price.  I sell Braemar homes for top dollar all year long.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

Under Contract Before I Could Tell You It Had Just Listed

Under Contract Before I Could Tell You It Had Just Listed

On November 6th (2019) I activated the MLS listing for 13236 Daldownie Court When I met the sellers of this Norwood model Braemar Carriage home I could not have been more excited.  First of all, I love selling homes during our year end market.  Often times sellers don’t believe exactly how strong the year end market can be.  As I have stated over and over again, home buying is an emotional process and being “home for the holidays” is most certainly a real thing.  Secondly,the curb appeal of the Carriage homes on Iona Sound Drive pulled me into buying in Braemar.  It is a vivid memory, my husband and I driving around the neighborhood, looking at holiday lights and just falling in love with the neighborhood.  Braemar Carriage homes could not be more charming if they tried, but add a dusting of snow and some holiday lights and they look like model homes you would see under a Christmas tree.

As a Norwood model priced at $429,000, this home was sure to get attention right out of the gate.  Taking a quick look at the surrounding Bristow market and what was available in a single family home with three bedrooms for this price, well, the closest competition was a one car garage home in Kingsbrooke.  With the detached two car garage and three parking space wide driveway, this home already had a leg up on that home.

Of course, it had the three bedrooms and two and a half bathrooms on the upper level, one each making up the master suite.  And it had finished recreation space in the basement.  While it didn’t have fancy finishes in the kitchen, it did have a main level mud room, which I wish I saw more often in Norwood models.  I also boasted a cul-de-sac lot backing to a berm with an attractive tree line.  Stand on the deck, complete with a retractable awning, overlooking a white picket fenced yard and it was hard to imagine a scenario where this home didn’t get someone’s attention.

Out of the barrage of showings the first day, we received an offer.  While reviewing that offer on the 7th, there was a showing happening that resulted in yet another offer on the 8th!  Multiple offers in November?  Yes!  There are buyers out there right now looking for homes like this three bedroom Carriage home.

In only two days and this home was under contract.  It will closing in December, so stay tuned for final details.  In the meantime, if you or someone you know has been considering the sale of their Braemar Carriage home, give me a call and learn the strength of professional marketing coupled with our year end market.  There is still time to hit the “home for the holidays” mindset.

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

 

Since 2005, No One Knows Braemar Better!

 

Braemar Property Value Report: May-June 2019 (Carriage Series)

Braemar Property Value Report: May-June 2019 (Carriage Series)

It is time for another Braemar Property Value Report, featuring the latest sales of Braemar Carriage homes If you don’t know what makes a Braemar Carriage home a Carriage home, they are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

During the months of May and June, there were nine Braemar Carriage homes that sold.  Final sold prices ranged from $415,000 to $460,000.  The details of each sale are listed below.

Combining these sales with the entirety of the last twelve months of Braemar Carriage home sales gives us an opportunity to check out our refreshed six and twelve month data points.  Here’s what they look like:

Starting with sold price, which ultimately is top of every Braemar Carriage home owner’s mind, we see that both the six month average and six month median sold prices are above their respective twelve month values.  This means that Braemar Carriage homes are continuing to push up in value.

Looking at seller subsidy, which is also known as closing cost assistance to buyers, we see more good news for Carriage home owners.  The six month average seller subsidy is slightly below the twelve month average.  Meanwhile, the six month median seller subsidy is one-fourth the amount in the twelve month median.  And just looking above the most recent nine sales, five of nine sales gave absolutely nothing in closing cost help.  As more buyers compete for fewer homes, their closing cost requests are shrinking or going away entirely.

Finally, we come to days on market.  As you may recall, our region switched to a new MLS in November 2018.  The new MLS has a contract status that stops counting days on market a little further into a transaction, not when the property goes under contract.  It has another contract status that stops counting days on market as soon as it goes under contract.  Our previous MLS stopped counting days on market as soon as any contract status was chosen.  As such, we have a mish-mash of data and unreliable marketing time information.  This report indicates that the average days on market is increasing slightly, but median days on market is decreasing.  We won’t have an accurate gauge on this until January 2020.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect to be under contract and well on your way to settlement in about three to five weeks.  You could also expect that if you had a closing cost request, it would be minimal.

The next Braemar Property Value Report will be out in September.  Until then, when you are preparing to sell your Braemar Carriage home, give ma a call for the most accurate analysis of your home’s value, as well as the most thorough and professional marketing plan.  Since 2005, No One Knows Braemar Better!  

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster Real Estate

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

www.UncompromisingValues.com

 

 

Braemar Property Value Report: July-August 2018 (Carriage Series)

Quote

Braemar Property Value Report: July-August 2018 (Carriage Series)

If you had to guess how many properties there are for sale in Braemar right now, what would you say?  This would include all property types (townhouses, single family homes, condos, etc.)  And it would only be the ones that aren’t under contract.  The answer is twenty-three, and two of those are Braemar Carriage homes.  Twenty three homes is about as much as I have seen on the market at one time in Braemar this year.  Could it be that demand is winding down?  Well, I doubt that’s the case for Braemar Carriage homes, but in this edition of the Braemar Property Value Report, we will take a look at the sales from July and August and see where trends are heading.  And if you aren’t familiar with what a Braemar Carriage home is, they are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were four Braemar Carriage homes that sold between the beginning of July and end of August.  Sold prices ranged from $400,000 to $419,900.  Details of each sale are listed below:

Don’t be alarmed by the sold price range.  As you can see above, three out of four of these homes were three bedroom homes, and the smallest Braemar Carriage home floor plan available to boot–the Maplewood.  When we take these four sales and update our rolling twelve month store of Braemar Carriage home sales data, here is what we find:

When we look at the six month average and median values compared to their twelve month counterparts, what we want to see in the six month values is increases in sold prices, and decreases in seller subsidy (closing cost assistance sellers gave to buyers) and days on market (marketing time.) Let’s start with the sold prices.  The six month average and median sold prices are above their twelve month counterparts.  That’s a great start.  It indicates that Braemar Carriage home values are still pushing upward.

When we move to look at seller subsidy, we see that the six month average is slightly below the twelve month average.  However, the six month median is higher than the twelve month median.  These value trends are opposed to one another, but I think it is safe to say that seller subsidy is marching up.  That median value is a true look at the middle value in all the solds, while the average is just that, an average.

We get back to good news when we see that both the six month average and median days on marketing is lower than the twelve month values.  So while Braemar Carriage home sellers may be giving a bit more in closing cost assistance, they are selling for more and selling a tad faster in the short term.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect your home to be under contract in just under a week or two.  You could also expect to pay an average of about 1% of the sales price in seller subsidy.  All in in all not bad when you consider that buyers can receive 3% of the sales price in seller subsidy.

The next Braemar Property Value Report will be out in November.  Until then, when you get the thought that the time may be approaching to sell your Braemar home, give me a call.  It’s never too early to start speaking with this Top Braemar Listing Agent.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster REALTORS®

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

 

 

Braemar Property Value Report: May-June 2018 (Carriage Series)

Braemar Property Value Report: May-June 2018 (Carriage Series)

What a gorgeous Friday it was in Bristow.  I hope you enjoyed it because this weekend is going to rainy and stormy.  In fact, I received a weather alert on my phone that the week of upcoming rain may result in some flooding in our area.  Please be careful when driving in low lying areas.

Right now, it is time for another Braemar Property Value Report.  This one focuses on the sales of Braemar Carriage homes during the months of May and June.  In case you don’t know what defines a Braemar Carriage home, they are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were five Braemar Carriage homes that sold during the months of May and June.  The details of the sales are below.  I am very pleased to tell you that the sale of 10143 Broadsword Drive, highlighted in a magenta color, was my listing that set a record high sold price for Parkdale model homes in Braemar.

When we take these five sales and put them in with our rolling twelve months of Braemar Carriage home sales, here’s what we find when pull out our six month and twelve month average and median data points:

The six month average sold price is quite a bit higher than the twelve month average sold price.  Meanwhile, the six month median sold price is a tad higher than the twelve month median.  This means Braemar Carriage home values are going up.

When looking at seller subsidy (closing cost help to buyers) has decreased slightly in the six month values compared to the twelve month values.  That’s a step in the right direction for Braemar Carriage home sellers.  And marketing time is also down a little bit in the six month average and median values compared to the twelve month values.  More movement in a good direction for Braemar Carriage home sellers.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in about two weeks or less.  You could also expect to pay about 1% of the sales price in closing cost help.

The next Braemar Property Value Report will be out in September.  Until then, it is very important to remember that the agent you hire to sell your Braemar Carriage home can mean a substantial difference in your sales price.  If you want the best chance at getting the most from your Braemar homes sale, trust the agent that sets record high prices.  Give me a call at 703-402-0037.  Since 2005, No One Knows Braemar Better!

 

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster REALTORS®

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com

 

Braemar Property Value Report: March-April 2018 (Carriage Series)

Braemar Property Value Report: March-April 2018 (Carriage Series)

Feel like you’ve moved to the Pacific Northwest?  Me too.  Cloudy, drizzly day after cloudy, drizzly day in Bristow is making me a bit stir crazy.  The good news is that the lawns and flowers in Braemar are thriving.  Thank goodness I don’t have any listing waiting for exterior pictures this week.

Rainy days are great times to do my Braemar Property Value Report.  This one details sales of homes in the Carriage Series between March and April.   In case you don’t know what defines a Braemar Carriage home, they are characterized by the lack of an attached garage. When these homes have a garage, it is detached and sits in back of the home.  The floor plans, from smallest to largest, are: Maplewood,  Norwood,  Oakdale and  Parkdale.

There were eight Braemar Carriage homes that sold between March 1st and April 30th. The details of each sale are listed below:

The one highlighted in bright pink was my own listing.  While it isn’t the highest sales price, it is significantly higher than previous Parkdales with unfinished basements with no exits have gotten in their sold prices.

When we take these eight sales and freshen up our rolling twelve month pool of Braemar Carriage home sales, here’s what we find:

The six month average and median sold prices are higher than the twelve month counterparts.  That means Braemar Carriage home values are still moving up.  How much higher can they go?  Well, I do have some insight with one of my current listings that will sell at the end of May for a record for high sales price in the neighborhood.  You’ll have to wait for that one.  Meanwhile, seller subsidy (closing cost assistance) is lower in the six month average and median compared to the twelve month average and median.  Short terms marketing time frames are faster than they are when you look at the long term marketing time numbers.

If you placed your Braemar Carriage home on the market, priced to current conditions, you could expect it to be under contract in a few days or a week and a half.  You could also expect to pay out about one percent of the sales price in closing cost help to your buyer.

The next Braemar Property Value Report will be out in July.  Until then, when you are ready to sell your Braemar Carriage home, give me a call to get the max the market will allow.  Since 2005, No One Knows Braemar Better!

Chris Ann Cleland 

Associate Broker-Licensed in VA

Long & Foster REALTORS®

703-402-0037, ChrisAnn@LNF.com

www.SellingBraemar.com